Everything a banker needs today, in about five minutes: RBI, the government, banks, regulators, markets and the exam angle, each with its official source.
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Banks
NCLT declares Videocon’s Dhoot bankrupt
On 5 Nov the NCLT Mumbai bench declared Videocon promoter Venugopal Dhoot bankrupt, allowing SBI’s petition under Section 123 of the Insolvency and Bankruptcy Code over his personal guarantees for Videocon group loans. Dues stood at about ₹12,668 crore on 30 Sept 2026; the tribunal had rejected his repayment plan in July and has appointed Asish Narayan as bankruptcy trustee.
At the branch: A personal guarantee is enforceable against the guarantor’s own assets under the IBC. Make sure every guarantor on a loan understands this before signing.
Exam angle: CAIIB ABM and BRBL, promotion exams: IBC, personal guarantors, recovery.
Source: NCLT Mumbai order of 5 Nov 2026, reported by ANI and LiveLaw
Exam relevance: High
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Economy and markets
Indian firms’ overseas investment up 40.8%
RBI’s census of 43,123 entities, released on 6 Nov, shows outward direct investment rose about 40.8% to ₹16.71 lakh crore at end-March 2026, while inward direct investment grew 8.5% to ₹70.71 lakh crore at market value. The ratio of inward to outward investment fell to 4.2 times from 5.5 times; the US (16.5%), Mauritius and Singapore were the largest sources.
At the branch: Corporate clients investing abroad may ask about overseas investment rules. Send them to your forex or trade desk, which handles FEMA filings.
Exam angle: JAIIB AFM and CAIIB BFM: FDI, ODI, FEMA reporting.
Source: RBI Census on Foreign Liabilities and Assets 2025-26, 6 Nov 2026, reported by ANI
Exam relevance: High
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Other regulators
SEBI’s new settlement rules start 7 Nov
The SEBI (Settlement of Administrative and Civil Proceedings) Regulations, 2026, notified on 8 Oct, came into force on 7 Nov and replace the 2018 rules. Applications are now filed online with a fee of ₹25,000 for individuals and ₹35,000 for others, the minimum settlement amount is ₹3 lakh for first-time applicants and ₹7 lakh for others, and a fast track covers settlements up to ₹10 lakh.
At the branch: This concerns market participants, not bank depositors. Wilful defaulters and fraudulent borrowers are not eligible to settle.
Exam angle: CAIIB electives and promotion exams: SEBI enforcement, capital markets.
Source: SEBI release, reported by ANI and Business Today on 6–7 Nov 2026
Exam relevance: Medium
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International
US adds 165,000 jobs; unemployment 4.1%
US payrolls rose by 165,000 in October, against an average of 48,000 a month over the previous year, the Bureau of Labor Statistics said on 6 Nov. The unemployment rate was 4.1% and average hourly earnings rose 0.4% in the month to $38.00, up 3.1% over the year.
At the branch: Customers with children or funds abroad may ask about US data. Stick to the published figures and offer no view on rates or markets.
Exam angle: JAIIB AFM and CAIIB BFM: global economy, US Federal Reserve.
Source: US Bureau of Labor Statistics, Employment Situation, 6 Nov 2026
Exam relevance: Low
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Payments and digital
Diwali shopping scams: five tricks to watch
Business Standard on 6 Nov listed five common festive frauds: lookalike shopping sites and apps, requests to pay outside the platform by UPI ID, QR code or link, fake cashback that asks for a fee, OTP theft through ‘failed payment’ messages, and pressure to pay at once. NPCI’s advice is to buy only on verified platforms and never share an OTP or UPI PIN.
At the branch: Remind customers that receiving money on UPI never needs a PIN. A customer who has lost money should call 1930 or file on cybercrime.gov.in at once and tell the bank.
Exam angle: JAIIB PPB: digital payments security, customer protection.
Source: Business Standard, 6 Nov 2026, citing NPCI precautions
Exam relevance: Medium
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RBI
RBI to run ₹50,000 crore 4-day repo on 9 Nov
RBI will hold a 4-day variable rate repo auction for ₹50,000 crore on Monday, 9 Nov, with the window open from 9:30 to 10:00 am; the funds are to be repaid on 13 Nov. On 6 Nov it also ran a 3-day variable rate reverse repo auction to absorb funds.
At the branch: Nothing changes for customers. Treasury desks watch these auctions for short-term rates.
Exam angle: JAIIB AFM and CAIIB BFM: liquidity adjustment facility, money market.
Source: RBI press release of 6 Nov 2026
Exam relevance: Medium
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Economy and markets
NBFC gold loans jump 66% to ₹3.74 lakh crore
In the same RBI data, NBFC loans against gold jewellery rose 66.1% year on year to ₹3.74 lakh crore in September 2026, from ₹2.25 lakh crore. Consumer durables loans grew 54.4% to ₹77,896 crore and vehicle loans 16.1% to ₹6.46 lakh crore.
At the branch: Gold loan customers may ask how much they can borrow. Under RBI’s gold and silver collateral directions, the loan-to-value cap is 85% for consumption loans up to ₹2.5 lakh; check your bank’s scheme for the rest.
Exam angle: JAIIB PPB and RBWM: gold loans, retail credit.
Source: RBI data of 6 Nov 2026, reported by BW Businessworld
Exam relevance: Medium
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Bankers' corner
Diwali today; branches shut 9–11 Nov by state
Branches are closed today, Sunday 8 Nov, for Diwali; on 9 Nov they are shut in states including Uttar Pradesh, Rajasthan and Madhya Pradesh, on 10 Nov in Gujarat, Maharashtra and Karnataka, and on 11 Nov in Uttar Pradesh, West Bengal and Himachal Pradesh, as reported. NSE and BSE hold Muhurat trading today, with the main session from 2:20 pm to 3:30 pm as reported.
At the branch: Tell customers that UPI, net banking and ATMs keep working, and to plan cheques around your state’s holiday. Check RBI’s holiday list for your state before you confirm a date.
Exam angle: General awareness: bank holidays, NI Act public holidays.
Source: RBI holiday calendar, reported by Business Standard on 7 Nov 2026; exchange timings reported by Choice India
Exam relevance: Low
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Economy and markets
RBI census: US is the top source of FDI
By share of inward direct investment at end-March 2026, the US led with 16.5%, followed by Mauritius (14.5%), Singapore (13.7%) and the UK (10.8%), RBI’s census shows. Singapore, the UAE and the US together took more than half of India’s outward investment, and manufacturing held about half of FDI equity.
At the branch: Useful for interviews and general awareness. Quote these as RBI census shares at market value, not as yearly inflows.
Exam angle: Promotion exams and JAIIB AFM: FDI sources, balance of payments.
Source: RBI Census on Foreign Liabilities and Assets 2025-26, 6 Nov 2026, reported by ANI
Exam relevance: Low
Index closes as reported by HDFC Sky and ANI; rupee and 10-year yield by Business Standard; repo rate and reserves from RBI; US data from BLS. No Indian trading on Saturday; Muhurat session today.