/* Bankers Pioneer · free bank calculators
   Sits on top of /legal/legal.css (colours, type, header and footer of the standalone pages). */

.wrap--wide{max-width:1120px}
.top__nav{display:flex;gap:8px;align-items:center}
.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.i{width:20px;height:20px;flex:none;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.i--fill{fill:currentColor;stroke:none}

/* ---------- hero ---------- */
.c-hero{background:var(--parch);border-bottom:1px solid #EFE7D3;position:relative;overflow:hidden}
.c-hero::after{content:"";position:absolute;right:-80px;top:-60px;width:340px;height:340px;border-radius:50%;border:1px solid rgba(212,164,58,.35);box-shadow:0 0 0 28px rgba(212,164,58,.06),0 0 0 56px rgba(212,164,58,.04);pointer-events:none}
.c-hero .wrap{padding-top:34px;padding-bottom:28px;position:relative;z-index:1}
.crumbs{font-size:13.5px;color:var(--muted);margin:0 0 14px}
.crumbs a{color:var(--navy);font-weight:700;text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.crumbs span{margin:0 6px;color:#A9B3C7}
.c-hero h1{margin:8px 0 10px;max-width:22ch}
.c-hero .lead{max-width:60ch}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:16px 0 0;padding:0}
.chips li{margin:0;padding:6px 12px;border-radius:999px;background:#fff;border:1px solid #EAE0C8;font-size:13px;font-weight:700;color:var(--navy);display:flex;align-items:center;gap:6px}
.chips li .i{width:15px;height:15px;color:var(--teal)}
.chips li.chip--gold{background:var(--navy);border-color:var(--navy);color:var(--parch)}
.chips li.chip--gold .i{color:var(--gold)}

/* ---------- layout ---------- */
.c-main{padding-top:28px;padding-bottom:56px}
.c-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:22px;align-items:start}
@media (min-width:920px){
  .c-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px}
  .c-side{position:sticky;top:18px}
}

/* ---------- form ---------- */
.c-form{background:#fff;border:1px solid var(--rule);border-radius:20px;padding:6px 20px 20px;box-shadow:0 1px 0 rgba(19,35,74,.03),0 10px 30px -18px rgba(19,35,74,.25)}
.c-form h2{font:600 22px/1.25 var(--f-display);margin:16px 0 4px}
.c-step{margin:0;padding:16px 0 0;border:0;min-width:0}
.c-step + .c-step{border-top:1px dashed var(--rule);margin-top:16px}
.c-step > legend{padding:0;margin:0 0 10px;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--deepgold);display:flex;align-items:center;gap:8px}
.c-step > legend .n{display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--navy);color:var(--parch);font-size:12px;letter-spacing:0}
.f{margin:0 0 14px}
.f:last-child{margin-bottom:0}
.f > label,.f > .f__l{display:block;font-size:14.5px;font-weight:700;color:var(--navy);margin:0 0 6px}
.f__h{display:block;font-size:13px;color:var(--muted);margin:5px 0 0;line-height:1.5}
.f-row{display:grid;gap:14px;margin:0 0 14px}
.f-row:last-child{margin-bottom:0}
.f-row > .f{margin:0}
@media (min-width:520px){.f-row--2{grid-template-columns:1fr 1fr}}
input[type=number],input[type=text],input[type=date],select{
  width:100%;min-height:48px;padding:10px 14px;border:1px solid #CBD5E6;border-radius:12px;background:#fff;color:var(--ink);
  font:600 16px/1.3 var(--f-body);-webkit-appearance:none;appearance:none}
select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2313234A' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:18px;padding-right:40px}
input:focus,select:focus{outline:3px solid rgba(212,164,58,.55);outline-offset:1px;border-color:var(--gold)}
input[type=number]{-moz-appearance:textfield}
input::-webkit-outer-spin-button,input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.money{position:relative}
.money::before{content:"₹";position:absolute;left:14px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--muted);pointer-events:none}
.money input{padding-left:30px}
.suffix{position:relative}
.suffix input{padding-right:46px}
.suffix span{position:absolute;right:14px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--muted);pointer-events:none;font-size:14px}

/* segmented choice */
.seg{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;border:0;position:relative}
.seg input{position:absolute;opacity:0;width:1px;height:1px}
.seg label{display:inline-flex;align-items:center;gap:6px;min-height:42px;padding:8px 14px;border-radius:999px;border:1px solid #CBD5E6;background:#fff;color:var(--navy);font-weight:700;font-size:14.5px;cursor:pointer;line-height:1.2;user-select:none}
.seg label small{font-weight:600;color:var(--muted);font-size:12.5px}
.seg input:checked + label{background:var(--navy);border-color:var(--navy);color:var(--parch)}
.seg input:checked + label small{color:var(--gold)}
.seg input:focus-visible + label{outline:3px solid var(--gold);outline-offset:2px}
.seg--grid{display:grid;grid-template-columns:repeat(4,1fr)}
.seg--grid label{justify-content:center;padding:8px 6px}
@media (max-width:420px){.seg--grid{grid-template-columns:repeat(4,1fr)}.seg--grid label{font-size:13.5px}}

/* switch */
.sw,.f > .sw{display:flex;align-items:flex-start;gap:12px;cursor:pointer;margin:0}
.sw input{position:absolute;opacity:0;width:1px;height:1px}
.sw__t{flex:none;width:46px;height:28px;border-radius:999px;background:#CBD5E6;position:relative;transition:background .2s;margin-top:1px}
.sw__t::after{content:"";position:absolute;left:3px;top:3px;width:22px;height:22px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.25);transition:transform .2s}
.sw input:checked + .sw__t{background:var(--teal)}
.sw input:checked + .sw__t::after{transform:translateX(18px)}
.sw input:focus-visible + .sw__t{outline:3px solid var(--gold);outline-offset:2px}
.sw__l{font-size:14.5px;font-weight:700;color:var(--navy);line-height:1.4}
.sw__l small{display:block;font-weight:500;color:var(--muted);font-size:13px}

.more{margin-top:14px;border-top:1px dashed var(--rule);padding-top:12px}
.more > summary{cursor:pointer;color:var(--teal);font-weight:800;font-size:14.5px;list-style:none;display:flex;align-items:center;gap:6px;min-height:32px}
.more > summary::-webkit-details-marker{display:none}
.more > summary::before{content:"+";display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;border:1.5px solid currentColor;font-size:14px;line-height:1}
.more[open] > summary::before{content:"–"}
.more__in{padding-top:12px}

/* ---------- result ---------- */
.c-res{background:var(--navy);color:var(--parch);border-radius:20px;padding:22px 22px 18px;position:relative;overflow:hidden}
.c-res::before{content:"";position:absolute;inset:auto -60px -90px auto;width:220px;height:220px;border-radius:50%;border:1px solid rgba(212,164,58,.35);box-shadow:0 0 0 22px rgba(212,164,58,.06)}
.c-res > *{position:relative}
.c-res__k{margin:0;font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}
.c-res__big{margin:6px 0 2px;font:600 clamp(38px,8vw,52px)/1.05 var(--f-display);color:#fff;letter-spacing:-.01em;font-variant-numeric:tabular-nums}
.c-res__big small{font:700 16px var(--f-body);color:rgba(247,243,232,.75);letter-spacing:0;margin-left:4px}
.c-res__sub{margin:4px 0 0;color:rgba(247,243,232,.82);font-size:15px;max-width:none}
.c-stats{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0 0}
.c-stat{background:rgba(247,243,232,.07);border:1px solid rgba(247,243,232,.14);border-radius:14px;padding:11px 12px}
.c-stat b{display:block;font:600 21px/1.2 var(--f-display);color:#fff;font-variant-numeric:tabular-nums}
.c-stat span{display:block;font-size:12.5px;color:rgba(247,243,232,.75);margin-top:2px;line-height:1.35}
.c-stat--gold b{color:var(--gold)}
.c-res__note{margin:14px 0 0;font-size:12.5px;color:rgba(247,243,232,.7);max-width:none}
.c-res.is-warn .c-res__big{font-size:clamp(26px,6vw,34px)}

.c-panel{background:#fff;border:1px solid var(--rule);border-radius:20px;padding:4px 18px 16px;margin-top:16px}
.c-panel h3{font:600 19px/1.3 var(--f-display);color:var(--ink);margin:14px 0 8px}
.c-tab{width:100%;border-collapse:collapse;margin:4px 0 0;font-size:14.5px}
.c-tab th,.c-tab td{padding:9px 4px;border-bottom:1px solid #EDF1F7;text-align:right;vertical-align:top;background:none;text-transform:none;letter-spacing:0;font-size:14.5px}
.c-tab th:first-child,.c-tab td:first-child{text-align:left;color:var(--text);font-weight:600}
.c-tab thead th{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:800}
.c-tab td{font-variant-numeric:tabular-nums;color:var(--ink);font-weight:700}
.c-tab td small{display:block;font-weight:500;color:var(--muted);font-size:12px}
@media (max-width:480px){.c-tab th,.c-tab td{font-size:13.5px;padding:8px 3px}.c-tab td small{font-size:11.5px}}
@media (max-width:359px){.c-tab{display:block;max-width:100%;overflow-x:auto}.c-tab th,.c-tab td{font-size:12.5px;padding:7px 2px}.c-tab thead th{font-size:10.5px;letter-spacing:.04em}.c-tab tr.tot td{font-size:14px}.c-bar{gap:8px;padding-left:12px;padding-right:12px}.c-bar button{padding:10px 12px}.c-bar__t b{font-size:19px}}
.c-tab tr.tot td{border-top:2px solid var(--navy);border-bottom:0;font-size:15.5px;color:var(--navy);font-weight:800}
.c-tab tr.ded td{color:#8E2A1F}
.c-tab tr.sub td{color:var(--muted);font-weight:600;font-size:13.5px}
.c-tab .up{color:var(--teal)}
.c-steps{list-style:none;counter-reset:s;margin:6px 0 0;padding:0}
.c-steps li{counter-increment:s;position:relative;padding:8px 0 8px 36px;border-bottom:1px solid #EDF1F7;max-width:none;margin:0;font-size:14.5px}
.c-steps li::before{content:counter(s);position:absolute;left:0;top:8px;width:24px;height:24px;border-radius:50%;background:var(--parch);border:1px solid #EAE0C8;color:var(--deepgold);font-weight:800;font-size:12.5px;display:grid;place-items:center}
.c-steps li b{color:var(--ink)}
.c-steps li:last-child{border-bottom:0}

.c-ins{list-style:none;padding:0;margin:8px 0 0}
.c-ins li{display:flex;gap:10px;align-items:flex-start;margin:0;padding:7px 0;max-width:none;font-size:14.5px}
.c-ins li .i{color:var(--teal);margin-top:2px}
.c-ins li.warn .i{color:#B3661B}

.bar{height:10px;border-radius:999px;background:#EDF1F7;overflow:hidden;display:flex;margin:10px 0 6px}
.bar span{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:12.5px;color:var(--muted);margin:0 0 4px;padding:0;list-style:none}
.legend li{margin:0;display:flex;align-items:center;gap:6px}
.legend i{width:10px;height:10px;border-radius:3px;display:inline-block}

/* ---------- actions ---------- */
.c-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}
.c-actions .btn--wa{grid-column:1 / -1}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:10px 16px;border-radius:999px;background:var(--teal);color:#fff;font:800 15px/1.2 var(--f-body);text-decoration:none;border:0;cursor:pointer;text-align:center}
.btn:hover{background:#0B6B62}
.btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.btn--wa{background:#1B9E4B}
.btn--wa:hover{background:#178A41}
.btn--line{background:#fff;color:var(--navy);border:1px solid #CBD5E6}
.btn--line:hover{background:var(--mist)}
.btn--gold{background:var(--gold);color:var(--ink)}
.btn--gold:hover{background:#C5952C}
.btn--sm{min-height:40px;font-size:14px;padding:8px 14px}
.btn .i{width:18px;height:18px}
.btn.pulse{animation:pulse 1.6s ease-in-out 3}
@keyframes pulse{50%{box-shadow:0 0 0 6px rgba(212,164,58,.45)}}

/* ---------- call to action ---------- */
.c-cta{margin-top:16px;background:var(--parch);border:1px solid #EFE7D3;border-left:4px solid var(--gold);border-radius:16px;padding:16px 18px}
.c-cta p{margin:0 0 4px;max-width:none}
.c-cta .c-cta__k{font-size:11.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--deepgold)}
.c-cta h3{font:600 20px/1.3 var(--f-display);color:var(--ink);margin:4px 0 6px}
.c-cta .btns{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}

/* ---------- article below ---------- */
.c-doc{max-width:780px;margin-top:40px}
.c-doc h2{margin-top:34px}
.c-doc .box p{max-width:none}
.faq details{border:1px solid var(--rule);border-radius:14px;padding:0 16px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;font-weight:700;color:var(--ink);padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--teal);font-weight:800;font-size:20px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 14px;max-width:none}
.rel{display:grid;gap:10px;margin:14px 0 0;padding:0;list-style:none}
@media (min-width:640px){.rel{grid-template-columns:1fr 1fr}}
.rel li{margin:0;max-width:none}
.rel a{display:flex;align-items:center;gap:12px;padding:14px 16px;border:1px solid var(--rule);border-radius:14px;text-decoration:none;color:var(--navy);font-weight:800;background:#fff}
.rel a:hover{background:var(--mist)}
.rel a small{display:block;font-weight:500;color:var(--muted);font-size:13px}
.rel a .i{margin-left:auto;color:var(--teal)}
.disc{font-size:13px;color:var(--muted);border-top:1px solid var(--rule);margin-top:34px;padding-top:16px;max-width:none}

/* ---------- hub ---------- */
.c-cards{display:grid;gap:16px;list-style:none;margin:0;padding:0}
@media (min-width:640px){.c-cards{grid-template-columns:1fr 1fr}}
@media (min-width:980px){.c-cards{gap:18px}.c-card{padding:22px 24px}}
.c-cards > li{margin:0;max-width:none}
.c-card{display:flex;flex-direction:column;height:100%;padding:20px;border:1px solid var(--rule);border-radius:20px;background:#fff;text-decoration:none;color:var(--text);transition:box-shadow .2s,transform .2s}
.c-card:hover{box-shadow:0 14px 30px -18px rgba(19,35,74,.45);transform:translateY(-2px)}
.c-card__ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:var(--parch);color:var(--navy);border:1px solid #EFE7D3}
.c-card__ic .i{width:26px;height:26px;stroke-width:1.8}
.c-card h2,.c-card h3{font:600 22px/1.25 var(--f-display);color:var(--ink);margin:14px 0 6px}
.c-group{font:600 26px/1.2 var(--f-display);color:var(--ink);margin:30px 0 14px;display:flex;align-items:center;gap:12px}
.c-group::after{content:"";flex:1;height:1px;background:var(--rule)}
.c-main > .c-group:first-child{margin-top:4px}
.c-card--book{background:var(--parch);border-color:#EFE7D3}
.c-cta--wide{margin-top:34px;padding:20px 22px}
.c-cta--wide h3{font-size:23px}
.c-card p{margin:0 0 12px;font-size:15px;max-width:none}
.c-card .tag{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.06em;color:var(--teal);background:#E7F3F1;border-radius:999px;padding:4px 10px;margin-bottom:12px}
.c-card .go{margin-top:auto;color:var(--teal);font-weight:800;display:flex;align-items:center;gap:6px}
.c-card--soon{background:var(--parch);border-style:dashed;border-color:#E2D6B8}
.c-card--soon:hover{box-shadow:none;transform:none}
.soon{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:12px 0 0}
.soon li{margin:0;padding:6px 11px;border-radius:999px;border:1px solid #E2D6B8;background:#fff;font-size:13px;font-weight:700;color:var(--navy)}

/* ---------- sticky bar (phones) ---------- */
.c-bar{position:fixed;left:0;right:0;bottom:0;z-index:20;background:var(--navy);color:var(--parch);display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));box-shadow:0 -8px 24px -12px rgba(0,0,0,.5);transform:translateY(110%);transition:transform .25s}
.c-bar.is-on{transform:none}
.c-bar__t{min-width:0}
.c-bar__t small{display:block;font-size:11.5px;color:var(--gold);font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.c-bar__t b{display:block;font:600 22px/1.15 var(--f-display);color:#fff;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font-variant-numeric:tabular-nums}
.c-bar button{flex:none;background:var(--gold);color:var(--ink);border:0;border-radius:999px;font:800 14px var(--f-body);padding:10px 16px;min-height:42px;cursor:pointer}
@media (min-width:920px){.c-bar{display:none}}

/* ---------- sign-in sheet ---------- */
.sheet{position:fixed;inset:0;z-index:40;display:flex;align-items:flex-end;justify-content:center;background:rgba(13,21,48,.55)}
.sheet[hidden]{display:none}
.sheet__in{width:100%;max-width:440px;background:#fff;border-radius:22px 22px 0 0;padding:22px 20px calc(22px + env(safe-area-inset-bottom,0px));box-shadow:0 -10px 40px rgba(0,0,0,.3)}
@media (min-width:600px){.sheet{align-items:center}.sheet__in{border-radius:22px}}
.sheet h2{font:600 24px/1.2 var(--f-display);margin:2px 0 6px}
.sheet p{margin:0 0 12px;max-width:none;font-size:15px}
.sheet ul{margin:0 0 14px;padding-left:0;list-style:none}
.sheet li{display:flex;gap:8px;margin:6px 0;font-size:14.5px;max-width:none}
.sheet li .i{color:var(--teal)}
.sheet__x{float:right;background:none;border:0;color:var(--muted);font-size:26px;line-height:1;cursor:pointer;padding:2px 6px;margin:-6px -6px 0 0}
.gsi-slot{min-height:44px;margin:8px 0}
.tiny{font-size:12.5px;color:var(--muted);margin:6px 0 0}
.toast{position:fixed;left:50%;bottom:86px;transform:translateX(-50%);background:var(--ink);color:#fff;padding:10px 16px;border-radius:999px;font-weight:700;font-size:14px;z-index:50;box-shadow:0 8px 24px rgba(0,0,0,.3);max-width:calc(100% - 32px);text-align:center}

/* ---------- printed result (Download PDF) ---------- */
#c-print{display:none}
@media print{
  @page{size:A4;margin:14mm 14mm 16mm}
  body > *:not(#c-print){display:none !important}
  #c-print{display:block;color:#0D1530;font:11pt/1.5 var(--f-body)}
  .p-head{display:flex;justify-content:space-between;align-items:flex-start;border-bottom:3px solid #D4A43A;padding-bottom:8pt;margin-bottom:12pt}
  .p-brand{display:flex;gap:8pt;align-items:center}
  .p-brand svg{width:20pt;height:25pt}
  .p-brand b{display:block;font:600 15pt/1 var(--f-display);color:#13234A}
  .p-brand small{display:block;font-size:7pt;letter-spacing:.24em;color:#8A6210;font-weight:700;margin-top:2pt}
  .p-meta{text-align:right;font-size:9pt;color:#5C6B8A}
  .p-meta b{color:#13234A}
  #c-print h1{font:600 20pt/1.2 var(--f-display);margin:0 0 4pt;color:#0D1530}
  #c-print h2{font:600 13pt/1.3 var(--f-display);margin:14pt 0 4pt;color:#13234A}
  .p-big{background:#13234A !important;color:#fff !important;border-radius:8pt;padding:10pt 12pt;margin:8pt 0;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .p-big span{display:block;font-size:8pt;letter-spacing:.14em;text-transform:uppercase;color:#D4A43A}
  .p-big b{font:600 22pt/1.2 var(--f-display)}
  .p-big p{margin:2pt 0 0;font-size:9.5pt;color:#E8E3D4}
  #c-print table{width:100%;border-collapse:collapse;font-size:10pt;margin:4pt 0}
  #c-print th,#c-print td{border-bottom:1px solid #DCE3EF;padding:4pt 2pt;text-align:right;background:none;text-transform:none;letter-spacing:0;font-size:10pt;color:#0D1530}
  #c-print th:first-child,#c-print td:first-child{text-align:left}
  #c-print tr.tot td{border-top:1.5px solid #13234A;font-weight:800}
  .p-foot{margin-top:16pt;border-top:1px solid #DCE3EF;padding-top:6pt;font-size:8.5pt;color:#5C6B8A}
  .p-foot b{color:#13234A}
}