ABM: Concepts and Practice · Part C: Credit Management

Chapter 13: Credit management

Why a bank lends, the principles that keep lending safe, kinds of facilities, and RBI’s loan policy framework.

Buyers of the e-book, or of the print copy, which includes it, read the whole chapter. Everyone can read the free sample, pages 1 to 24 of the e-book.

In this chapter

• 13.1Credit and the principles of lendingp. 171
• 13.2Borrowers and kinds of creditp. 172
• 13.3The parts of credit managementp. 173
• 13.4RBI’s framework for bank creditp. 174
• 13.5Loan policy and delegationp. 175
• Exam traps and quick checksp. 176
• Practice: 16 questions in three roundsp. 177
• Answers, with every wrong option explainedp. 179
• Make it stickp. 181
• Chapter 13 on one pagep. 182

Corrections and updates

None for this chapter so far. Every correction to the book, and any rule that changes after its date, is listed on the errata page.