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Promotion exams · 2026

Clerk to officer promotion in banks

Clerks move up to officer (JMG Scale I) through their own bank’s promotion process, and each bank sets its own test. Here is what is publicly reported for each bank, and how to prepare for it.

Bankers Pioneer Academy is independent and not affiliated with any bank. Patterns below are as publicly reported. Your bank’s notice always decides.

The exam, bank by bank

Bank of Baroda clerk to officer promotion

Exam date: Reported for 22 November 2026

Reported in two channels. All India Channel: 60 marks, with 40 on products, guidelines and operations and 20 on digital banking and technology. Seniority Channel: 50 marks, with 30 on products, guidelines and operations and 20 on digital banking and technology.

Qualifying marks reported for the last exercise: All India Channel 28 of 60; Seniority Channel 20.

Our mocks: 60 questions in 60 minutes. Source of the pattern: Adda247, 28 October 2025, and Bankersadda, 14 October 2026.

Canara Bank clerk to officer promotion

Exam date: Reported for 14 November 2026

The pattern is not public. Four subjects are reported: banking law and practice; the manual of instructions and circulars; latest developments and computer literacy; and General English.

Our mocks: 100 questions in 90 minutes, on those four subjects. Source of the subjects: Ambitious Baba, 15 April 2020.

Punjab National Bank clerk to officer promotion

Exam date: Reported for 6 December 2026

The 2026 pattern is not public. PNB’s notice for the last exercise set two objective papers of 100 marks.

Our mock: two papers of 100 questions each, 120 minutes in all, with five options a question. Mock 1 is free. Your bank’s notice decides the real pattern.

State Bank of India clerk to officer promotion

Exam date: See your circular

Two routes follow the format of SBI’s last test. Trainee Officers channel: six objective sections, then a 30-minute essay. Merit and Normal-cum-Seniority channels: general banking, CBS and computers, SBI’s products, results and policies, practical branch problems and general awareness.

Trainee Officers channel qualifying marks: Part I 65% (60% for SC/ST); essay 50% (45%); overall 65% (60%).

This year’s notice decides; if it changes the format, our mocks will follow it.

Central Bank of India clerk to officer promotion

Exam date: See your circular

Reported split: 100 marks, with Part A on banking subjects (75) and Part B on English grammar and the current and financial scenario (25).

The number of questions and the time were not reported, so our mocks use 100 questions in 120 minutes, or 60 questions in 60 minutes for Mocks 2 to 6. Source of the split: Adda247, 1 November 2025.

Union Bank of India clerk to officer promotion

Exam date: See your circular

Subjects reported: Practical Banking, CBS/IT, Commercial Law or Accountancy, and English.

Qualifying marks reported: 35%, or 30% for SC/ST/PWD.

Separate Union Bank mocks are coming. Source of the pattern: Bankersadda, on the bank’s circular of 3 February 2026; the number of questions and the time are not stated.

Bank of India, Bank of Maharashtra, Indian Bank, Indian Overseas Bank, Punjab & Sind Bank, UCO Bank and others

Many banks do not publish their pattern, and patterns may differ. The Clerk to Officer Promotion Guide, General Edition is written for clerks of all banks, and the Success Pack for this step is open for every bank we list.

Free Mock 1 for clerk to officer: Bank of India, Bank of Maharashtra, Indian Bank, Indian Overseas Bank, Punjab & Sind Bank and UCO Bank.

Choose your bank

How to prepare

  1. Read your bank’s notice first. It decides the subjects, marks, time and eligibility.
  2. Take one timed mock early. Your score by section shows where to spend your time.
  3. Fix your weak subjects. Banking operations and products usually carry the most weight where a split is reported.
  4. Keep up with banking news. Read the free Morning Brief and take the Daily Ten each morning.
  5. Know what the promotion is worth. The free promotion pay calculator shows your basic in Scale I after fitment and the rise in your pay.
  6. Take the remaining mocks to time, and go back over every answer you missed.
  7. Prepare for the interview if your bank holds one, with answers about your branch work, customer situations and recent rules.

The book and the Success Pack

Clerk to Officer Promotion Guide, General Edition. One book for clerks of all banks: 475 pages, 1,240 questions all explained, 4 full practice tests and 150 interview answers. E-book ₹549, print ₹799.

Clerk to Officer Promotion Guide, SBI Edition. For SBI clerks in the Trainee Officers, Merit and Normal-cum-Seniority channels: 264 pages, 379 practice questions and two full tests in SBI’s patterns, all explained, with the essay and the interview. E-book ₹549, print ₹799. It is the guide in SBI’s Success Pack for this step.

Promotion Success Pack, ₹999. Mocks 2 to 6 for your bank, the guide as an e-book, Promotion Rapid Revision and a year of The Banker’s Compass, worth ₹2,246 bought separately. Add the print copy for ₹449 more. Just want the mocks? Mocks 2 to 6 alone are ₹499 at the launch price. The mocks open one by one as each is released.

Get the Success PackSee the books

Common questions

Is the clerk to officer exam the same in every bank?

No. Each bank runs its own process, so the subjects, marks and time can differ. Check your bank’s notice.

Are your mock questions from the bank’s real papers?

No. Every question is original and written from public sources. Topics that only internal material could answer are replaced by their public equivalents.

Will these mocks get me promoted?

We never promise a pass or a promotion. The mocks show where you stand and what to study next.