PPB: Concepts and Practice · Part C: Banking Technology

Chapter 21: Technology trends and fintech

How AI, open data and fintech partners are changing lending, and the rules RBI has written to keep them safe.

Buyers of the e-book, or of the print copy, which includes it, read the whole chapter. Everyone can read the free sample, pages 1 to 24 of the e-book.

In this chapter

• 21.1Technology trends and AIp. 283
• 21.2Open data: AAs, ULI and OCENp. 284
• 21.3Digital lending: the bank and its LSPp. 285
• 21.4Digital lending: the borrower’s sidep. 286
• 21.5Fintech, the regulator and new ledgersp. 287
• Exam traps and quick checksp. 288
• Practice: 16 questions in three roundsp. 289
• Answers, with every wrong option explainedp. 291
• Make it stickp. 293
• Chapter 21 on one pagep. 294

Corrections and updates

None for this chapter so far. Every correction to the book, and any rule that changes after its date, is listed on the errata page.