RBWM: Concepts and Practice · Part B: Retail Products and Recovery

Chapter 7: Retail asset products

The loans a bank makes to people: what each is for, how it is secured and priced, and the rules that protect the borrower.

Buyers of the e-book, or of the print copy, which includes it, read the whole chapter. Everyone can read the free sample, pages 1 to 24 of the e-book.

In this chapter

• 7.1The retail loan familyp. 87
• 7.2Vehicle and personal loans, and the EMIp. 88
• 7.3Pricing: benchmarks, resets and chargesp. 89
• 7.4Education loansp. 90
• 7.5Gold loansp. 91
• Exam traps and quick checksp. 92
• Practice: 16 questions in three roundsp. 93
• Answers, with every wrong option explainedp. 95
• Make it stickp. 97
• Chapter 7 on one pagep. 98

Corrections and updates

None for this chapter so far. Every correction to the book, and any rule that changes after its date, is listed on the errata page.