RBWM: Concepts and Practice · Part A: Retail Banking

Chapter 3: Branch profitability

How a branch earns and spends, how head office prices its funds, the measures, and the levers that lift profit.

Buyers of the e-book, or of the print copy, which includes it, read the whole chapter. Everyone can read the free sample, pages 1 to 24 of the e-book.

In this chapter

• 3.1The branch as a profit centrep. 31
• 3.2Transfer pricing and the head office accountp. 32
• 3.3Vijay Nagar’s profit and loss, workedp. 33
• 3.4The measures, and break-evenp. 34
• 3.5Lifting profit; opening and closing branchesp. 35
• Exam traps and quick checksp. 36
• Practice: 16 questions in three roundsp. 37
• Answers, with every wrong option explainedp. 39
• Make it stickp. 41
• Chapter 3 on one pagep. 42

Corrections and updates

None for this chapter so far. Every correction to the book, and any rule that changes after its date, is listed on the errata page.